Leading digital bank Monzo today announces the launch of Monzo Aura, the first credit card in the UK that lets customers auto-invest cashback as they spend, balancing daily rewards with building long-term financial progress.
Rolling out to the first customers from today, Monzo Aura is designed to turn day-to-day purchases into money momentum, by automatically investing 1% cashback on groceries and 0.5% on everything else into a range of funds and ETFs through fee-free Monzo Investments. This marks Monzo’s latest move in streamlining financial admin, making investing feel as simple as routine spending.
Whilst building for tomorrow, Aura offers rewards for today with a mix of partner perks worth over £360 a year – double the yearly fee – including Apple TV, Google AI Plus (2 TB), 2 airport lounge passes and 2 airport fast-track passes every 12 months. All in one place and in one iridescent new metal card.
Whether customers are heading away or relaxing at home, Aura brings practical value to both. It helps travel getaways start smoothly, then keeps streaming covered with hundreds of exclusive Apple Originals like Slow Horses, Ted Lasso, Severance, The Studio and many more.
Joining Flex Build and Flex Purchase, Aura is a distinct addition to Monzo’s credit card suite. Flex Build can help customers build their credit score over time, while Flex Purchase offers flexibility for managing everyday spending and bigger purchases. Aura turns that everyday spending into effortless investments.
Monzo Aura: Key features
Auto-invest cashback: Aura is the first credit card in the UK that lets customers auto-invest the cashback as you spend into fee-free Monzo Investments, with 1% cashback on groceries and 0.5% on everything else, completely uncapped.
Aura gives customers fee-free Monzo Investments across the board, not just investments via Aura.
Mix of partner perks worth over £360 a year:
Apple TV subscription to stream thrilling dramas, epic sci-fi, and feel-good comedies – all with no ads. Available on all your favourite screens.
Google AI Plus (2 TB) plan offers expanded access to powerful models and features in the Google Gemini app and 2 TB of cloud storage to help you supercharge your everyday productivity.
Get 2 airport lounge passes a year to 1,900+ airport lounges globally and discounted access after that with Priority Pass.
Speed through security all over the world with 2 Fast Tracks a year, and unlimited discounts after that, meaning the getaway starts with convenience and comfort.
Credit limits up to £15,000 and 0% interest over 3 months for purchases over £100. These aren’t just introductory offers, so Monzo customers can keep using them whenever they need to.
Monthly Fee: Aura is £15 a month (£180 a year) and will start rolling out to the first customers from today.
Luke Enock, General Manager, Borrowing, at Monzo said: “We know our customers really value products that deliver both immediate benefits and longer-term financial progress in one. For the first time, Aura combines fee-free auto-investing and cashback as you spend, so every purchase has the potential to do more. Aura turns each trip to the shop into investing for the future, whether that’s for a holiday, putting towards a first home or another money goal, all whilst adding value to people’s lives from today with a variety of partner perks.”
