World’s First ‘Naughty or Nice’ ATM Machine opens outside Bankside

JEFF MOORE 07/12/2018 THIS PICTURE IS FREE TO USE London, Bankside, 11th December: New digital bank Zopa, which received its banking licence last week, unveils the world's first Naughty or Nice ATM, a mock-cash machine that analyses Twitter behaviour from 2018 and puts you on either the naughty or nice list. Depending on your rating it dispenses prizes that match your mood for the year. Also available as a free online tool on the Zopa blog, the ATM found some surprising results amongst the UK’s political elite, with the top politicians split. Whilst Theresa May (58.74%) and Michael Gove (76.77%) were deemed nice, Boris Johnson (53%) Jacob Rees-Mogg (62.63%), Jeremy Corbyn (71.6%) were all on the naughty list along with mace-stealer Lloyd Russell Moyle who scored 90.5% naughty after his recent antics. Paul McEntee Mc&T +44(0)7791156326

Have you been a fountain of feel good or a Negative Nancy this year? Well, now you can discover where you stand on 2018’s ‘Naughty’ or ‘Nice’ list, as Zopa the FeelGood MoneyTM company launches its Naughty or Nice ATM.

Zopa’s eye-catching mock cash-point will be installed at Bankside outside the Tate Modern as a physical ATM for one day on Tuesday 11th December from 9am. The machine has a device installed in it that looks at people’s tweets across the whole year and places them on either the ‘Naughty’ or the ‘Nice’ list depending on how good they’ve have been.

Using a clever algorithm, the ATM tracks sentiment and the language Twitter users have used throughout the year to determine a Naughty or Nice score.  Those who have behaved themselves on the social media channel are rewarded with gold chocolate coins, and potentially some feel good prizes based on how nice they have been.  Those who have been naughty are given coal (chocolate of course).

Anyone can check to see where they are on the list, by visiting and typing in their Twitter handle.

The unique ATM has also been used to analyse the tweets of top celebrities and compile a ‘Naughty’ list that includes JK Rowling (77.78%), Piers Morgan (74.03%), Chrissy Teigan (70.07%), Cardi B (69.93%) and Jack Whitehall (68.72%).

Those on the ‘Nice’ list include Millie Mackintosh and Andy Murray with a perfect 100% ‘Nice’ score, followed by Harry Redknapp (92%), Liam Payne (84.42%) and Florence Welch (81.16%).

Zopa created the activity to celebrate receiving its banking licence.  Zopa has been an award-winning peer-to-peer lender for 13 years, and will now bring its expertise to a wider suite of financial products with the aim of helping people feel good about their money by providing simple, fair products that are easy to manage.

Top 10 ‘Naughty’ List

JK Rowling = 77.78% Naughty
Piers Morgan = 74.03% Naughty
Chrissy Teigan = 70.07% Naughty
Cardi B = 69.93% Naughty
Jack Whitehall = 68.72% Naughty
Donald Trump = 67.34% Naughty
Jacob Rees Mogg = 62.63% Naughty
Gary Lineker = 60.31% Naughty
Alexandra Felstead = 59.75% Naughty
Boris Johnson = 53.01% Naughty
Susannah Reid = 51.31% Naughty

Top 10 ‘Nice’ List

Millie Mackintosh = 100% Nice
Andy Murray = 100% Nice
Harry Redknapp = 92% Nice
Liam Payne = 84.24% Nice
Florence Welch = 81.16% Nice
Holly Willoughby = 80.34% Nice
Zayn Malik = 78.38% Nice
David Walliams = 78.12% Nice
Sarah Millican = 77.08% Nice
Jessie J = 76.79% Nice
Michael Gove = 76.77% Nice